Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and when they do, passengers may suffer injuries.

In this article, typical Uber accident injuries, the process of determining fault, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

When riding in an Uber, a wide range of injuries, especially if the driver is involved in an accident. Among the most common injuries are:

Cervical Strain: Whiplash often results from rear-end crashes, causing pain and limited mobility. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Accidents can easily cause fractures, especially in limbs. Such injuries often require long recovery periods and surgery.

Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.

Spine Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These injuries may require surgery, physical therapy, and long-term care.

Soft Tissue Injuries: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. Liability could fall on the Uber driver, other motorists, or other third parties.

Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber uber loses uk class action lawsuit as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.

What Uber’s Insurance Covers in Accidents

Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Offline: When the driver is offline, their personal insurance is responsible.

Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

How to File a Legal Action for Uber Injuries

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.